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Cincinnati Criminal Usury Defense Lawyer

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Cincinnati Defense Attorneys for Criminal Usury

Criminal Usury Defense - Man with Money

If found with extortionate credit or usurious loans, you could be charged with a first-degree misdemeanor, which carries significant consequences. The sooner you obtain legal counsel, the sooner a strong defense can be built on your behalf.

At Patituce & Associates, our Cincinnati criminal usury defense attorneys are well-versed in the laws surrounding such cases and can help you protect your future. As these charges are often levied as a part of a larger accusation of organized crime, a conviction can carry even more serious repercussions. If you’ve been charged with criminal usury, contact the Cincinnati criminal usury attorney.

It is also important to remember that prosecutors take these financial criminal charges seriously, pursuing harsh penalties in such cases.

What Is an Extortionate Extension of Credit?

When an individual loans money knowing very well that any failure to pay back the loan may result in violent retribution, they may be charged with criminal usury / extortionate extension of credit. These charges may also be levied for those who loan money at an interest rate exceeding 25%.

  • The penalties in Ohio for usury can include:
  • Fourth-degree felony – Up to 18 months in prison and/or fines
  • First-degree misdemeanor – 6 months in jail and/or fines

If an individual is accused of being a bookkeeper in a criminal organization, they may be charged under O.R.C. 2905.22—even if they never personally extended credit under the conditions mentioned above. Crimes that fall under this statute are also normally charged in addition to other criminal offenses, which means the penalties can be extremely high in convicted of multiple charges.

Cincinnati Usury Defense from Our Team

Patituce & Associates is led by a team of former prosecutors with proven experience in and out of the courtroom. Their insight regarding the criminal justice system and common approaches taken by prosecutors ensures their clients get the best possible defense from start to finish. When you come to our Cincinnati criminal usury lawyers, we don’t waste any time. Get experienced counsel gained from our 200+ cases taken to trial. Contact our criminal defense firm today if you’ve been charged with criminal usury.